This set of guidelines and procedures is designed to secure payment applications against vulnerabilities and attacks. It provides a structured approach to developing and maintaining software that processes, stores, or transmits cardholder data. For instance, a payment gateway developer might adhere to these principles to ensure their application meets industry security standards.
Adherence to such a security paradigm ensures that applications handling sensitive payment information are robust and resistant to compromise. This, in turn, fosters trust among consumers and businesses alike, mitigating the risk of data breaches and financial losses. Historically, the evolution of these frameworks stems from the increasing sophistication of cyber threats targeting payment systems.
